Financial clarity
for Aussie tradies.
Stop guessing, start knowing. Connect Xero, understand your numbers in plain English, and know exactly where your money stands โ without needing an accountant to explain it.
Know your charge-out rate, track wages, monitor overheads, and see your real breakeven.
Everything you need
Nothing you don't. Built for Aussie trade businesses.
Xero Integration
Connect your Xero account and we pull in your invoices, bills, payments and P&L โ read-only, no changes to your books. Data syncs nightly and goes back 24 months.
Charge-Out Rate Calculator
Enter your team size, wages and overhead costs and we calculate the minimum hourly rate you need to charge to break even โ and what you need to hit your profit target.
Wages & Labour Costs
Add your employees and we calculate the true annual cost per person โ base wage, super, leave entitlements and public holidays โ then show your total wages bill and cost per billable hour.
BAS & GST Tracker
See your GST collected and paid, estimated BAS liability, and income tax position โ updated from your Xero data so you always know what to set aside before lodgement day.
Breakeven Calculator
Using your real wages, overheads and charge-out rate, we calculate exactly how many billable hours per week you need to cover costs โ and what's left over as profit.
ATO Benchmarks
See how your gross margin, labour costs and overhead ratios stack up against ATO industry data for your trade category. Spot where you're strong and where you're leaking money.
Financial Year Tracking
View your revenue, expenses, gross profit and net profit month by month. Set targets, track actuals from Xero, and add manual adjustments like drawings and loan repayments.
Coach Access
Invite your Grit 2 Gains coach and they get read-only access to all your dashboards and financial data. No shared passwords, no screenshots โ they see what you see, nothing more.